About Funeral Arrangements

While Posten's Funeral Home is involved with death on a daily basis, we never forget that completing all the necessary arrangements of a funeral service is a task most families face only a few times.

We can assist you in completing all of the arrangements within your financial means and with the special preferences you desire. Our intention is to help make every ceremony personal and meaningful, and truly reflective of the life that was lived.

Dying is one of the few events in life that is certain to occur, yet one we are not likely to plan for.

This section will help you make decisions for the future by explaining what pre-arrangement is, what is involved, and what options are available.

Pre-Planning Options

When is the Best Time to Pre-Plan Your Funeral?

The best time to begin making your prearrangements is now, while you're thinking about it. While some people in their 40's and 50's may think it's too early to preplan, people who do say that prearranging their funerals is smart financial planning and gives them added peace of mind knowing they aren't leaving this burden to family members. By taking time now to collect cost information and calmly making choices related to your own funeral arrangements, you'll be protecting your family against the stress of having to make these decisions at a time of extreme emotional stress. This way you can carefully choose specific items you want and need ... and pay for them now. Prepaid Investments through funeral homes allows families to fund their funerals in advance.

The Five Common Reasons for Prearranging Funerals:

Today, more individuals and families are making the decision to prearrange their funerals than ever before. Because of the factors such as inflation, fewer extended family members living close by, and other changes in our society, planning your own funeral can make a lot of sense. In a recent survey, these were the most common reasons people gave for prearranging their own funerals:

  • Lets your wishes be known.
  • Reduces stress for friends and family at an already emotional time.
  • Saves money
  • Shows you care
  • Relieves your loved ones of the financial responsibility.

Pre-Planning Funeral Arrangements

Thinking about the inevitability of one's death is subject that few like to consider. For many, actually moving ahead with the pre-planning or pre-paying for their funeral is even more difficult to act on.

When one begins to understand the financial and emotional pressure that a funeral can thrust on our loved ones, it becomes clear that planning in advance is a considerate and responsible thing to do.

Similar to the protection that life insurance provides for loved ones; planning a funeral in advance can protect loved ones from much more than just financial concerns. You have always been there to protect them throughout your life, why not after your death?

With the large number of options and considerations available to individuals today, it is important to speak with someone you can trust.

We can guide you through the many options and considerations to help you determine the arrangements that best suite your needs. We will help you find a balance between the emotional, spiritual and financial needs of your surviving loved ones after you have gone.

Pre-Payment Options

As required by New Jersey state law, 100% of all monies paid toward future funeral services are deposited into a trust account for the intended funeral recipient. This trust account must be FDIC insured.

Our trust account is invested with the New Jersey Funeral Directors Association Pre-Paid Funeral Trust Fund. The trust fund has operated for over 25 years.

The monies deposited are invested in jumbo certificates of deposit that earn the most competitive interest rate for the individual who is to benefit from the trust.

The trust fund satisfies all legal requirements and regulations for pre-paying for a funeral, SSI & Medicaid. The interest earned is credited to the individual account which helps offset the increased cost that may accrue due to inflation and serves to provide adequate funding at the time of the funeral. Financial reports are sent periodically to the individual allowing them to view both principal and interest earned.

If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.

NJ Choices

More info on Funeral Payment Options.

Pre-Arrange Online

One of the most caring, loving things you can do for your family is to leave detailed information which permits them to make the funeral service a personal tribute in keeping with the way you wanted.

Making funeral arrangements at the time of loss is extremely difficult for those left behind. When the funeral, and sometimes even payment, have been arranged in advance, most of the decisions have been made, sparing uncertainty and confusion at a time when emotional stress may make decisions difficult.

Would it be better in your situation to plan ahead, calmly and sensibly, when you are in a normal mental and physical state, when you have full ability to reason, and when you are able to discuss arrangements with your family?

You may file vital statistics and preferred funeral information with us on-line by filling in the form below.

Get started by filling out our brief Pre-Planning Form.