About Funeral Arrangements

While Posten's Funeral Home is involved with death on a daily basis, we never forget that completing all the necessary arrangements of a funeral service is a task most families face only a few times.

We can assist you in completing all of the arrangements within your financial means and with the special preferences you desire. Our intention is to help make every ceremony personal and meaningful, and truly reflective of the life that was lived.

Dying is one of the few events in life that is certain to occur, yet one we are not likely to plan for.

This section will help you make decisions for the future by explaining what pre-arrangement is, what is involved, and what options are available.

Pre-Payment Options

As required by New Jersey state law, 100% of all monies paid toward future funeral services are deposited into a trust account for the intended funeral recipient. This trust account must be FDIC insured.

Our trust account is invested with the New Jersey Funeral Directors Association Pre-Paid Funeral Trust Fund. The trust fund has operated for over 25 years.

The monies deposited are invested in jumbo certificates of deposit that earn the most competitive interest rate for the individual who is to benefit from the trust.

The trust fund satisfies all legal requirements and regulations for pre-paying for a funeral, SSI & Medicaid. The interest earned is credited to the individual account which helps offset the increased cost that may accrue due to inflation and serves to provide adequate funding at the time of the funeral. Financial reports are sent periodically to the individual allowing them to view both principal and interest earned.

If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.

NJ Choices

More info on Funeral Payment Options.